eBanking Mobile apps

Essential features for a mobile banking app

A modern bank can hold a leading position on the market only with a well-designed mobile application that’s smart and handy, allowing users to do the same things they would on the website — or even more. This approach has a lot of benefits not only for customers but also for banks. The first and most essential step after you’ve decided to create your own banking app is to choose the set of functionality that will turn your app into a versatile tool for all your customers

Mobile Banking Features

Mobile banking app development is crucial for financial institutions. As customers become more dynamic, they prefer to access core services through apps.  Hence, the mobile banking software is one of the best investments you can make right now.

  • Registration
  • Identification
  • Deposit application
  • Card application
  • Card management
  • Loan application
  • Loan repayment
  • Money transfers
  • Money withdrawals
  • Payment templates
  • Bank communication
  • Currency exchange
  • Money transfers by a phone number
  • Mobile phone refill
  • Payments of utility bills
  • Payments for services
  • Tax and budget payments
  • Invoicing
  • Payee verification
  • Access for employees
  • Salary management
  • Spending tracking

Benefits of eBanking Mobile apps

There are so many reasons why many people are more inclined to using mobile apps nowadays. It’s easy, it’s fast, and it’s convenient. Here are some reasons why:

  • 24/7 Access

The 24-hour availability on any day of the week makes mobile banking very advantageous to customers. Customers can do transactions at any time of the day at their convenience.

  • Single App for Multiple Transactions

Transactions include money transfers, receiving funds, deposit funds, loan applications, and more.

  • Peer-to-Peer Payment 

Allows the users to directly send a specific amount from his/her bank account to another person’s account. P2P payment platforms are quickly becoming popular amongst all the tech-savvy customers.

  • Support

One of the main goals of having mobile apps is to lessen the face-to-face contact and support. 

High-power technology stack for your eBanking Mobile apps


Our tech has it all. Don’t spend time explaining your business needs to inexperienced mobile app developers.